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News - 2015

A Common Real Time Network for Payments Interoperability?

27 January 2015

Envision a European network of payments, in any format, made anywhere, and processed in real time. Would the surmounting the challenge of this set up outweigh the benefits and cost savings for consumers and businesses?

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How will the key mass-market transaction technology evolve in the coming years?

26 January 2015

Since mobile has become yesterday's news, what will be key retail transaction technology to watch out for? This is the question for every FinTech company in payments as market players jostle for that slice of the pie.

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Advancing payment innovation by banks opening up digitally

26 January 2015

Vincent Brennan will present the Euro Banking Association’s latest opinion paper on the growth of ‘electronic Alternative Payments’ (eAPs). In this vision the banking infrastructure and the eAP world can accelerate by interoperating with the SEPA and cards infrastructures through an interoperable API infrastructure.

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Payments Innovation: riding the wave of FinTech

20 January 2015

FinTech has grown very large over the past years: worldwide more than USD 4 billion (2014 est.) is invested in FinTech startups and to a large extend (>25%) into payment technology companies. The Payment industry has been highly innovative long before FinTech became something.

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Transactions Drive the Need for Identity

13 January 2015

The online world offers business the opportunity to re-engineer business processes, and gain economies of scale through automation and reach. Online Identity, thus far has been resistant to change, with manual backend process being the norm, with highly localised approaches.

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Digital Identity: the mother of all transactions

12 January 2015

Digital Identity services have the potential to radically change the retail and payment landscape. The ongoing digital transformation of society leads to more and more electronic interaction between users and merchants, institutions and governments.

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Next Generation Alternative Retail Payments: Infrastructure Requirements

17 December 2014

The advance of e-/m-commerce has sparked a large number of new and innovative payment initiation methods that cater for all kinds of contexts, which are commonly called electronic Alternative Payments (e-APs).

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Do we need a new EU Network for EU Payments Interoperability?

17 December 2014

Suddenly the payments talk is of EU payments “technical interoperability” frameworks and new networks. The analysis looks at the key issues the EC and ECB need to consider when assessing the impact of their vision for “any payments acceptance” across the EU.

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The Mobile Internet Economy in Europe

17 December 2014

Powered by the rapid adoption of smartphones and tablets (and the prospect of new applications, such as “wearables” and machine-to-machine communication)—as well as by vigorous competition between mobile ecosystems—the mobile Internet is having a big and growing economic impact in Europe, as it is elsewhere.

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Building #Payment Solutions with #Bitcoin

8 January 2013

Bitcoin is an innovative transaction technology that has been running on the internet since 2009.

Just like other internet protocols that enabled the inception of the web or e-mail, bitcoin is free and open source: As such, it is very disruptive to existing payment business models based on proprietary networks and technologies.

Bitcoin is particularly relevant in speeding up the checkout process, opening new opportunities for merchants. Bitcoins can be used to process transactions in any currency because they can be traded on online exchanges like Bitcoin-Central.

Pierre Noizat of Bitcoin-Central, who is running a Bitcoin exchange out of Paris, will give us insights into the practice of Bitcoin, including questions such as:

  1. What can real world merchants and consumers do with Bitcoin?
  2. What does the innovation roadmap look like for Bitcoin-Central?
  3. What are typical business models for Bitcoin?
Bitcoin-Central got into the news recently because they use a regulated partner to hold the currency accounts of their clients. Pierre Noizat is a co-founder of Paymium, the company behind Bitcoin-Central. Join this session on the afternoon of 21 March. 

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