for professional development

Advancing payment innovation by banks opening up digitally

Advancing payment innovation by banks opening up digitally

26 January 2015

Advancing payment innovation by banks opening up digitally

Vincent Brennan will present the Euro Banking Association’s latest opinion paper on the growth of ‘electronic Alternative Payments’ (eAPs). In this vision the banking infrastructure and the eAP world can accelerate by interoperating with the SEPA and cards infrastructures through an interoperable API infrastructure.

Key take aways includes:

·       Analysis and model of the digital ecosystem
·       How compliance and revenue opportunities can come together

·       The key role of Digital Identity

Read more on EBA's Opinion paper on ‘Next generation alternative retail payments - infrastructure requirements’ here.

Vincent is Head of Group Operations & Payments at Bank of Ireland where he is responsible for: Business Electronic and Payment Services, Customer Service & Fulfillment Operations, and Credit Operations. He is responsible for developing and implementing Group Operations & Payments’ Strategy and operating plans to support the Groups three trading Divisions: Retail Ireland, BOIUK (including the Groups JV with the UK Post Office) and Corporate & Treasury. He manages key supplier relationships for the group relating to payment and card processing and BPO services.

He is also responsible for the Bank of Ireland’s participation in the Irish, UK & European Payments Industry including BPFI, UK Payments Council and the Euro Bank Association (EBA). Vincent is Deputy Chairman of the EBA since early 2014 and he has been an active member since 2007 and is Chairman of the EBA Electronic Alternative Payments (e-AP) Working Group with has publised 3 Opinion papers on electronic commerce and payments (available on

Vincent is is a member of the Irish NPP steering committee (comprising representatives from the Central Bank of Ireland, Government Departments, Banks, Business, Utilities and Consumer bodies). Previous executive and senior management roles at Bank of Ireland include Head of Group Payments for 6 Years, Director of Direct Channels (Phone, Internet & ATM Channels) 3 Years, Head of Business Banking Shared Services 2 Years, Director of Network Configuration 2 Years , Regional Manager North Dublin 2 Years and Area East Planning & Marketing Manager 2 Years. 

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